The European Fintech Companies to Watch Out for in 2022

European fintech companies do not need a lot of introduction. They offer financial services to consumers and have been increasing over the past few years, offering alternatives to traditional banking and financial services.

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This list of fintech is not exhaustive, as many other companies have made an impact in the European market. But these are the top ones that should be on your radar if you want to invest in the European fintech space.

European fintech companies, backed by technological advancements and supported by the integration of online accounting software and revenue based funding models, have gained significant prominence in recent years. These companies are at the forefront of providing innovative financial services to consumers, presenting viable alternatives to traditional banking and conventional financial service providers.

With a focus on leveraging technology to enhance user experiences, improve accessibility, and streamline financial processes, European fintech firms have emerged as key players in reshaping the financial landscape and meeting the evolving needs of modern consumers.

Atom Bank

Atom Bank is the first bank in Europe to be powered by blockchain technology, which has allowed it to offer its customers an innovative banking experience. The bank provides international money transfers, digital wallets, and cryptocurrency accounts. Atom Bank started its work in 2014 and has raised €636m. The European fintech has a valuation of €522.

Atom Bank has many features that make it stand out from other banks. These features include a mobile app for Android and iOS, which can be downloaded for free on Google Play or the App Store; international payments with no fees; and 24/7 live customer support.


Capchase provides innovative solutions to help businesses grow. They offer a wide range of payment options for consumers and merchants, including credit card processing, prepaid cards, and digital wallets. Capchase's products are also available in different currencies to be used globally.

The company was founded in 2020 and had a market valuation of €364m. The company has raised over €445m with up to 51-200 employees working actively in making it a significant success.


Vivid is a European fintech that helps businesses grow by offering them a range of financial products and services. It offers SME loans, credit cards, lines of credit, and business loans.

Vivid also provides business support through its consulting arm, which offers advice on finance, technology, and marketing for the growing number of companies in Europe looking for help with their digital transformation. The company began working in 2020 and has over 201-50 employees. It has a market valuation of €778 and has raised about €175m.


Satispay is a payment service provider that offers an easy and safe way for people in the same country or internationally to send money back home or abroad. Satispay was founded by two entrepreneurs who wanted to make it easier for friends and family living overseas to send money back home.

It has a valuation of over €248m and has raised €155m until now. The company has 201-500 employees and started in the year 2013.


Silvr is a European fintech that helps small businesses in Europe and the US grow. Many of their services have a strong focus on customer support. They provide a digital solution for the European market. It helps people achieve financial independence and empowers them with the tools to manage their money effectively.

The company was founded in 2020 and has raised €133m until now. With over 10-50 employees readily available to help you at all times.

Bottom Line

You can nose use these for any help and support that you require. These European fintechs stand out and are known for their excellent services and contribution to the people.